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Research Guides

Financial Literacy Workshop for the U of T Family Housing Office

A guide to accompany the workshop held on January 27, 2023

Know where your money goes

The resources below discuss or highlight various strategies and/or tools for tracking what you spend.  In some cases, budgeting is also addressed -- with some apps, budgeting or money management is bundled with the apps' tracking functionality.

Still not convinced?

Try this online calculator associated with the book The Latte Factor (2019) by David Bach to see how diverting small, non-essential expenditures into savings could add up over time. Identifying what you're spending, and how often, will help you understand where these opportunities to save exist!